Stephanie Band
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The best luxury advisors don`t need to know every financing solutionโthey need to know the right experts to call when a client`s situation falls outside the conventional box.
This week on Leading Minds, we`re joined by Gary Farro, Co-Founder & Co-CEO of Graintree Home Lending, REALM`s Non-Bank Lending Strategic Partner.
Whether your client is an entrepreneur, real estate investor, foreign national, self-employed borrower, or purchasing a non-warrantable property, Graintree provides tailored lending solutions that traditional banks often can`t.
Together, we`ll discuss:
โข Why today`s luxury buyers require a different financing approach
โข The financing scenarios every advisor should recognize
โข Common mistakes that can derail a dealโand how to avoid them
โข Real examples of creative lending solutions that helped transactions reach the closing table
At REALM, our goal is to equip members with trusted specialists who expand your capabilities, strengthen your client relationships, and help you win more business. Graintree is another resource in your toolkit when conventional financing isn`t the right fit.
Leading Minds | The Age of the Agent: Financing the Trophy Asset
Wednesday, July 29 | 1:00 PM PT / 4:00 PM ET
Please join us in welcoming Bruno Rabassa, of Spain, to REALM. ๐ช๐ธ
Serving Spain`s premier luxury markets through Berkshire Hathaway HomeServices, Bruno brings extensive experience advising discerning buyers and investors navigating cross-border opportunities. His international perspective and deep understanding of Spain`s luxury landscape make him a trusted resource for clients seeking exceptional properties and lifestyle investments.
As REALM continues to strengthen its global network, we`re excited to welcome Bruno and the expertise he brings to members and clients around the world.
Welcome to REALM, Bruno!
Behind every great vision, there is a soul that breathes life into it. Today, we celebrate the birth of someone who doesn`t just lead, but genuinely transforms: our beloved Julie.
To REALM, Julie is so much more than a pillar; she is the living reflection of our entire purpose. She is the ultimate, living embodiment of our core truthโproving every single day what it truly means to be powered by human connection. Her innate elegance, her brilliant mind, and that unique ability to see greatness in others are the quiet forces that drive us toward excellence every single day.
To know Julie is to admire dedication in its purest form. Her commitment knows no bounds, and her leadership is guided by the deepest empathy.
Today and always, we honor the fact that the heart of our brand beats because of her. Because true luxury isnโt found in what we build, but in the profound bonds we create along the way.
Happy Birthday, Julie. May this year return to you abundantly all the light, grace, and brilliance you so generously give to the world. ๐ค
Please join us in welcoming Mungi Adlan, of the United Arab Emirates, to REALM. ๐
Mungi is a global real estate and investment strategist whose work spans the UAE, Saudi Arabia, and the United States. Advising entrepreneurs, family offices, and ultra-high-net-worth investors, he brings a thoughtful, data-driven approach to identifying opportunities and building long-term real estate portfolios.
With deep expertise in cross-border investment and a global perspective on wealth creation, Mungi embodies the collaborative, internationally connected mindset that defines the REALM community.
We`re proud to welcome Mungi to the network and look forward to the insight and relationships he`ll bring to our members.
Welcome to REALM, Mungi! โจ
The role of a real estate advisor extends far beyond the transaction.
For clients navigating the sale of a primary residence, understanding the broader financial implications can be just as important as pricing, positioning, and timing the market.
Under IRS guidelines, qualifying sellers may be eligible to exclude up to $250,000 in capital gains if filing individually, or up to $500,000 if married filing jointlyโprovided they meet certain requirements, including the 2-out-of-5-year ownership and use tests.
The details matter. And knowing when to bring tax considerations into the conversationโand when to connect clients with the right financial and tax professionalsโis part of delivering truly comprehensive advisory.
At REALM, we believe the most valuable advisors anticipate the questions their clients may not yet know to ask.
Because exceptional representation isnโt simply about facilitating a transaction. Itโs about understanding the full picture surrounding it
@mercer_advisors
Automation doesn`t replace the advisorโit elevates the standard of service.
When repetitive tasks and operational friction are removed, elite advisors gain back what matters most: time to cultivate genuine relationships.
In this insightful moment from Episode 15 of the Intelligent Luxury Podcast, @AshaSaxena and @krisbergergroup discuss the practical intersection of technology and client service. With a background in photography, Kris shares how leveraging AI allows her to refine listing visuals and marketing collateral in secondsโeliminating days of waiting without sacrificing her high standards for property presentation.
The true value of modern AI isn`t simply executing tasks faster. It is freeing up an advisorโs capacity so they can remain hands-on from start to finish, pick up the phone, and deliver undivided attention to their buyers, sellers, and industry peers.
Technology streamlines the process; human connection builds the trust.
How is your team utilizing modern tools to protect your time and elevate your client experience?
๐๏ธ Listen to the full conversation on the newest episode of Intelligent Luxury.
#RealmGlobal #IntelligentLuxury #podcastlaunch #ExecutiveAdvisory #ClientExperience
Welcome to Ambar Residences Orlando | Apartments by Marriott Bonvoyยฎ๏ธ.
Positioned just minutes from Walt Disney Worldยฎ๏ธ in one of the most visited destinations in the United States, Ambar offers a unique opportunity to own in a market driven by year-round global tourism and the confidence of a world-renowned hospitality brand.
Thoughtfully designed for today`s traveler and owner alike, Ambar blends resort-style living with the trusted service and global reach of Marriott Bonvoyโcreating an exceptional ownership experience in one of the world`s premier vacation destinations.
REALM is proud to welcome Ambar Residences to the REALM Residences portfolio, connecting our global network of elite advisors with exceptional branded residences that deliver both lifestyle and investment appeal.
Luxury clients are thinking beyond borders.
As more high-net-worth individuals expand their portfolios and lifestyles internationally, advisors with a global perspective are uniquely positioned to create value.
Join REALM`s International Mastery Series: Central America for a dynamic discussion exploring the opportunities shaping today`s global marketโfrom tax considerations and residency programs to pricing trends, regulatory changes, and emerging investment destinations.
Walk away with practical market intelligence and client-ready insights you can put to work immediately.
For the month of July, we`re opening Leading Minds to guests, offering a rare opportunity to experience one of REALM`s signature member conversations.
Wednesday, July 22
1:00 PM PT / 4:00 PM ET
Register through the link in our bio.
I am not going to turn myself into a different person just to fit into this industry.
In a business often characterized by curated aesthetics and transactional noise, staying entirely true to who you are can feel like a risk. When Lisa Janisch first transitioned into real estate, she looked around the room and made a definitive choice: she would not put on a persona.
She decided to remain straight-up, lead with absolute honesty, and accept that if authenticity meant failing, then perhaps the industry simply wasn`t for her.
Two decades later, it is clear that being a real, uncomplicated personโwith your own passions, strengths, and human vulnerabilitiesโisn`t just a preferred way to do business. In high-level property advisory, it is the only way to build enduring trust.
At the end of the day, our relationships are never just about the house. They are about the people inside them.
Watch the full clip to hear Lisa and Julie Faupel discuss why real connection is the ultimate competitive advantage in the modern market.
๐๏ธ๐๐ฎ๐๐ฐ๐ต ๐๐ต๐ฒ ๐ณ๐๐น๐น ๐ฐ๐ผ๐ป๐๐ฒ๐ฟ๐๐ฎ๐๐ถ๐ผ๐ป ๐ผ๐ป ๐๐ฝ๐ถ๐๐ผ๐ฑ๐ฒ ๐ญ๐ฐ ๐ผ๐ณ ๐๐ต๐ฒ ๐๐ป๐๐ฒ๐น๐น๐ถ๐ด๐ฒ๐ป๐ ๐๐๐
๐๐ฟ๐ ๐ฃ๐ผ๐ฑ๐ฐ๐ฎ๐๐.
#RealmGlobal #IntelligentLuxury #podcastlaunch #AuthenticLeadership #AdvisoryRelationship
In the age of intelligence, information is an abundance. But data alone cannot read the unspoken needs of a client.
What happens when what a client says doesn`t perfectly match what they actually want? That is where true real estate advisory steps in.
In this powerful clip from Episode 13 of the Intelligent Luxury Podcast, @AshaSaxena and @paige.charnick break down the ultimate balancing act for modern property advisors: blending high-tech capabilities with deep human empathy.
As Paige beautifully notes, elite advisory is about having the hard conversationsโwhether thatโs deeply prompt-engineering an AI model behind the scenes, or sitting face-to-face to guide a family through a complex wealth transition. The goal remains unchanged: moving the narrative toward a better outcome for the client.
Think of your modern business model as a comprehensive toolkit. A master advisor knows exactly when to lean on automated algorithms for data efficiency, when to rely on raw human intuition, and when to combine both to create an elevated, seamless experience.
True "Intelligent Luxury" isn`t about choosing machines over humansโit`s about knowing exactly which tool to pull from your kit to protect your client`s legacy.
๐ Click the link in our bio to listen on your favorite podcast platform!
#RealmGlobal #IntelligentLuxury #podcastlaunch #ExecutiveAdvisory #TechGovernance
